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2025 take-home pay

Calculate your real take-home pay in Indiana

Estimate your take-home pay in Indiana for 2025.

Paycheck Calculator

Updates instantly as you type.

$

Your take-home pay

$75,736.00

per year

$75,736 per year · 24.3% effective tax rate
Gross pay
$100,000.00
Federal income tax
− $13,614.00
Social Security
− $6,200.00
Medicare
− $1,450.00
State income tax
− $3,000.00
Net pay
$75,736.00

Estimates only — not professional tax advice. 2025 tax year.

Indiana pairs a low 3.0% flat state income tax with a county layer that many newcomers overlook: each of the 92 counties sets its own local income tax based on your county of residence as of January 1. That means two people earning the same salary can take home different amounts depending on whether they live in Marion, Hamilton, or Allen County. The calculator below applies the statewide 3.0% rate; remember to add your county LIT for an accurate net figure.

How take-home pay works in Indiana

Your paycheck starts with your gross pay. From there, the federal government takes income tax based on 2025 marginal brackets and your filing status, plus FICA — Social Security (6.2% up to the $176,100 wage base) and Medicare (1.45%, with an extra 0.9% on high earners).

Indiana charges a flat state income tax of 3.0% on taxable wages for 2025, one of the lowest flat rates in the country. On top of the state rate, every Indiana county levies its own local income tax (LIT) that typically ranges from about 0.5% to over 3%, withheld separately based on where you live. The calculator applies only the 3.0% state rate, so add your county rate for a complete picture.

Estimates only — not professional tax advice.

Major cities in Indiana

These estimates apply to workers across Indiana, including:

Frequently asked questions

What is the Indiana state income tax rate in 2025?
The Indiana state rate is a flat 3.0% on taxable income for 2025. This is separate from, and in addition to, the local county income tax that every Indiana county charges.
Why does the calculator not include my county tax?
Indiana county income tax rates vary by county of residence and change periodically, so the calculator applies only the 3.0% state rate. Look up your county LIT rate and add it for a complete take-home estimate.
Does Indiana have a state income tax?
Yes. Indiana taxes wage income (Flat 3.0% (plus county tax not included)). The calculator above includes it in your estimate.
How is my take-home pay calculated?
We start from your gross pay, then subtract federal income tax (2025 marginal brackets), Social Security (6.2% up to the $176,100 wage base), Medicare (1.45%, plus 0.9% over $200k), and your state income tax. Any 401(k) and pre-tax deductions are removed before income tax is figured.
Which states have no income tax?
Nine states have no state income tax on wages: Texas, Florida, Alaska, Nevada, South Dakota, Washington, Wyoming, Tennessee, and New Hampshire. Living there usually means a bigger paycheck.
Is this exact?
It is a solid estimate using 2025 federal and state rates and standard deductions. It does not capture local/city taxes, credits, or unusual situations. Treat it as a ballpark — not professional tax advice.
What is FICA?
FICA is the combination of Social Security and Medicare payroll taxes. Together they total 7.65% of most wages (6.2% Social Security up to the wage base, plus 1.45% Medicare on all wages).

Paycheck calculators for all 50 states

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